Manage shared expenses without merging your money
Budgets, shared expenses, and balances — built for couples, roommates, and families.
No bank connection · Private by default · Cancel anytime
Rent
Groceries
Dinner
Who pays?
How to split?
Is this fair?
Sharing money shouldn’t feel awkward
Stop juggling notes, spreadsheets, and reminders.
No need for a joint account. Everyone sees the same numbers. No more “who owes what?” moments.
Clear, calm, and shared.
A clear shared view — without giving up control
Shared budgets
Create budgets together while keeping personal spending separate.
Smart expense sharing
Add an expense once. Splits are calculated automatically.
Real balances
Always know where you stand. Settle when you want.
Budgets made simple
Give every part of your life its own space
Groceries, rent, dates, weekend plans… Boney lets you organize everything into clear budgets with targets and categories.
When things land in the right place, your month becomes easier to understand.
Track everything, instantly
We designed input to be immediate. Walk out of the store, type the amount, done.
Keeping track becomes something you barely think about.
Who owes how much?
Good accounts make good relationships.
No need to keep receipts or do complex math on Sunday nights. Every expense updates the balance instantly.
You always know if it's your turn or theirs to pay next.
Analytics & Truth
Look your month in the eye, without judgment.
A budget is what you plan. Reality is often different. Boney simply shows you where the money went, so you can adjust next month.
Understanding is already taking back control.
Built for real-life situations
The common setups you’ll recognize immediately.
Couples — live together without a joint account.
Roommates — fair splits, zero drama.
Families — clear shared budgets.
Trips & projects — temporary groups, simple tracking.
Why Boney is different
Clear choices, no compromises.
No bank connection. No forced 50/50 splits. No finance jargon. Designed for shared and personal budgets.
Money together, without merging.
No bank connection
You stay in control.
No forced 50/50 splits
Split however you want.
No finance jargon
Made for everyday life.
Start free — upgrade anytime
Simple plans, no pressure.
Standard
To discover the app without commitment.
- Daily Life
- Spaces (Budgets)Limited to 3 active budgets
- Unlimited expense entry
- Life Together
- Invite your partnerLimited to 1 single guest
- Time Savers
- Auto-recurring (Stop typing)
- Understanding
- Advanced analytics & insightsHistory masked after 30 days
- Peace of Mind
- Sync & security
- Priority supportStandard support
Premium
Unlock the true potential of your money: infinite history, automation, and total freedom.
- Daily Life
- Spaces (Budgets)
- Unlimited expense entry
- Life Together
- Invite your partner
- Time Savers
- Auto-recurring (Stop typing)
- Bank statement import (AI)
- Receipt & document scanner
- Understanding
- Advanced analytics & insights
- Free your data (CSV/PDF Export)
- Peace of Mind
- Sync & security
- Priority support
- Zero ads (Always)
Legitimate questions
Clear answers, no jargon. Decide with peace of mind.
Money is personal. Sharing it shouldn’t be stressful.
Set up in less than 2 minutes.