Manage shared expenses without merging your money

    Budgets, shared expenses, and balances — built for couples, roommates, and families.

    Start free — no credit card
    UUU

    No bank connection · Private by default · Cancel anytime

    Monthly Progress

    +12%

    This Month

    €2,450

    Essentials

    €850 / €1,000

    Lifestyle

    €320 / €500

    Savings

    €280 / €500

    Groceries

    Today

    Essentials

    €45.20

    Dinner

    Yesterday

    Lifestyle

    €32.50

    Couples — live together without a joint account
    Roommates — fair splits, zero drama
    Families — clear shared budgets
    Trips & projects — temporary groups, simple tracking
    Couples — live together without a joint account
    Roommates — fair splits, zero drama
    Families — clear shared budgets
    Trips & projects — temporary groups, simple tracking
    Couples — live together without a joint account
    Roommates — fair splits, zero drama
    Families — clear shared budgets
    Trips & projects — temporary groups, simple tracking
    Couples — live together without a joint account
    Roommates — fair splits, zero drama
    Families — clear shared budgets
    Trips & projects — temporary groups, simple tracking
    P
    P
    P
    P
    ?
    ?
    ?
    ?

    Rent

    Groceries

    Dinner

    Who pays?

    How to split?

    Is this fair?

    Sharing money shouldn’t feel awkward

    Stop juggling notes, spreadsheets, and reminders.

    No need for a joint account. Everyone sees the same numbers. No more “who owes what?” moments.

    Clear, calm, and shared.

    A clear shared view — without giving up control

    Shared budgets

    Create budgets together while keeping personal spending separate.

    Smart expense sharing

    Add an expense once. Splits are calculated automatically.

    Real balances

    Always know where you stand. Settle when you want.

    Budgets made simple

    Give every part of your life its own space

    Groceries, rent, dates, weekend plans… Boney lets you organize everything into clear budgets with targets and categories.

    When things land in the right place, your month becomes easier to understand.

    SupermarketJust now
    -€45
    Groceries
    Monthly
    €355 spentof €500
    Rent
    Fixed
    €800 spentof €800
    Weekend Plans
    Fun money
    €120 spentof €300

    Shared budgets

    Share expenses without overthinking who pays what

    Set the split once and for all. Boney automatically applies the math to every shared expense.

    You stay connected, not intertwined.

    Weekly Groceries
    Carrefour City
    €142.50
    70%
    30%
    €99.75
    €42.75
    Y
    You
    Monthly Share
    €1,240.50
    P
    Partner
    Monthly Share
    €531.20

    Track everything, instantly

    We designed input to be immediate. Walk out of the store, type the amount, done.

    Keeping track becomes something you barely think about.

    LE GOURMET
    12 Rue de la Paix
    75002 Paris
    DATE: 24/10/202312:30
    1x Lunch Menu€18.50
    1x Coffee€2.50
    1x Dessert€6
    TOTAL€27
    Thank you for your visit!
    €27
    New Expense
    Scanned
    LE GOURMET
    Lunch • Today
    Total€27

    Who owes how much?

    Good accounts make good relationships.

    No need to keep receipts or do complex math on Sunday nights. Every expense updates the balance instantly.

    You always know if it's your turn or theirs to pay next.

    Recent Activity
    Groceries
    You paid €45
    Dinner
    Partner paid €60
    Cinema
    You paid €24
    Net Balance
    €23.80
    You owe Partner
    Settle everything now

    Analytics & Truth

    Look your month in the eye, without judgment.

    A budget is what you plan. Reality is often different. Boney simply shows you where the money went, so you can adjust next month.

    Understanding is already taking back control.

    Housing
    €1,200 budget
    On track
    Groceries
    €400 budget
    +€60 over
    Dining Out
    €250 budget
    €75 saved
    Transport
    €150 budget
    On track

    Built for real-life situations

    The common setups you’ll recognize immediately.

    Couples — live together without a joint account.

    You (70%)Partner (30%)

    Roommates — fair splits, zero drama.

    Video Games
    Sony PlayStation
    -€59.99
    Private

    Families — clear shared budgets.

    Airbnb Barcelona
    Shared Budget
    -€420
    A
    B
    C
    D

    Trips & projects — temporary groups, simple tracking.

    U
    You
    Personal
    €1,200
    Savings
    €500
    UU
    Shared
    Rent
    €1,500
    Groceries
    €400
    U
    Partner
    Personal
    €900
    Hobbies
    €300

    Why Boney is different

    Clear choices, no compromises.

    No bank connection. No forced 50/50 splits. No finance jargon. Designed for shared and personal budgets.

    Money together, without merging.

    No bank connection

    You stay in control.

    No forced 50/50 splits

    Split however you want.

    No finance jargon

    Made for everyday life.

    Start free — upgrade anytime

    Simple plans, no pressure.

    Standard

    0€

    To discover the app without commitment.

    • Daily Life
    • Spaces (Budgets)Limited to 3 active budgets
    • Unlimited expense entry
    • Life Together
    • Invite your partnerLimited to 1 single guest
    • Time Savers
    • Auto-recurring (Stop typing)
    • Understanding
    • Advanced analytics & insightsHistory masked after 30 days
    • Peace of Mind
    • Sync & security
    • Priority supportStandard support
    Start (Standard Version)
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    €39.90
    €24.90/year
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    Unlock the true potential of your money: infinite history, automation, and total freedom.

    • Daily Life
    • Spaces (Budgets)
    • Unlimited expense entry
    • Life Together
    • Invite your partner
    • Time Savers
    • Auto-recurring (Stop typing)
    • Bank statement import (AI)
    • Receipt & document scanner
    • Understanding
    • Advanced analytics & insights
    • Free your data (CSV/PDF Export)
    • Peace of Mind
    • Sync & security
    • Priority support
    • Zero ads (Always)
    Unlock Premium
    FAQ

    Legitimate questions

    Clear answers, no jargon. Decide with peace of mind.

    Money is personal. Sharing it shouldn’t be stressful.

    Set up in less than 2 minutes.

    Start using Boney for free See how it works