Boney: The Best Alternative to Splitwise for Shared Budget Management
Looking for an alternative to Splitwise that gives you more control over your personal and shared finances? Boney is the perfect solution. Unlike Splitwise, which mainly focuses on splitting expenses, Boney offers a complete financial management tool that helps you track, analyze, and plan your budget effectively.
Why Choose Boney Over Splitwise?
🚀 Boney: A Comprehensive Budgeting Solution
Splitwise is useful for dividing expenses, but when it comes to tracking recurring payments, financial insights, and advanced budget planning, its limitations become clear. Boney, on the other hand, provides a holistic approach to financial management.
| Feature | Splitwise | Boney |
|---|---|---|
| Shared expense tracking | ✅ | ✅ |
| Budget sharing | ✅ | ✅ |
| Debt management | ✅ | ✅ |
| Available on desktop, mobile, and tablet | ✅ | ✅ |
| Personal expense tracking | ❌ | ✅ |
| Default expense shares | ❌ | ✅ |
| Recurring payments planning | ❌ | ✅ |
| Financial statistics & analysis | ❌ | ✅ |
| Data import | ❌ | ✅ |
| Data export | ❌ | ✅ |
| Monthly & annual expense summaries | ❌ | ✅ |
| Advanced budget-specific graphs | ❌ | ✅ |
| Advanced overall budget analytics | ❌ | ✅ |
| Advertisements | ✅ | ❌ |
The Strengths of Boney
📊 All-in-One Budgeting & Expense Management
Splitwise is primarily designed for expense splitting, whereas Boney gives you a complete financial overview:
- Track both shared and personal expenses in one place
- Access detailed statistics to identify spending patterns
- Set and follow a monthly and annual budget summary
- Avoid surprises by planning expenses ahead of time
🔁 Recurring Payment Automation
From streaming services to rent and utilities, Boney lets you schedule and track recurring expenses, ensuring you stay on top of your payments effortlessly.
📈 Powerful Graphical Insights
Boney offers in-depth analysis tools that Splitwise lacks:
- View detailed graphs by budget
- Compare spending across multiple categories
- Identify areas for savings and smarter budgeting
💰 Better Debt Management
While Splitwise helps track shared expenses, Boney offers more transparency and real-time updates on who owes what, reducing misunderstandings and missed payments.
📥 Unlimited Data Import & Export
Unlike Splitwise, which restricts data exports behind a paywall, Boney allows free and unlimited import/export, giving you complete control over your financial data.
📲 No Ads, Just Seamless Budgeting
- Add and track shared expenses
- Set up budgets for different needs
- Ad-free experience for a distraction-free budgeting journey
- Accessible on mobile, tablet, and desktop
Conclusion: Why Boney Is the Best Alternative to Splitwise?
If you only need a basic expense-splitting app, Splitwise works fine. However, if you want a complete financial management tool that covers both personal and shared expenses, Boney is your best choice.
📲 Download Boney now and simplify your financial management!
